Take the Guesswork Out of Retirement

Institutional-grade Monte Carlo simulations to stress-test your financial future.

Launch Simulator

Professional Grade, Privacy-First

Run 100,000+ scenarios in seconds using our high-fidelity stochastic modeling engine.

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Free Access

Full access to the Monte Carlo simulation engine. No accounts, no trials, no locked features. Supported by lightweight advertising and research partnerships.

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Multi-asset portfolio modeling

Advanced Monte Carlo simulations with detailed insights

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Localized interface and currencies

Available in English, Portuguese, Spanish, German, and French

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Dark Mode for extended analysis

Choose between light and dark themes

Legal Notice & Disclaimer

Important information regarding financial modeling and risk.

This simulator utilizes advanced stochastic modeling to estimate potential future portfolio values. It does not account for specific local taxes, brokerage commissions, or individual risk tolerances. Market volatility is inherently unpredictable; actual results will vary significantly from these projections.

By utilizing this tool, you acknowledge that Retirement Lab provides informational projections, not financial advice. The developers are not liable for financial decisions or losses resulting from the use of this software. Commercial redistribution or reverse-engineering of the calculation engine is strictly prohibited.

Secure your peace of mind today.

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Retirement Lab - Retirement & Portfolio Simulation