Revision: February 5, 2026
Your financial privacy is hard-coded into our architecture. We operate on a 'Zero-Persistence' model for all financial simulations.
We do not store your financial data in any database. When you run a simulation, your inputs are transmitted via an encrypted tunnel to our engine for real-time calculation. These values exist only in volatile server memory (RAM) and are flushed immediately after your results are generated.
We utilize Cloudflare for security and Google Analytics to understand website usage. We may also use Google AdSense to serve advertisements. Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this website or other websites. Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this site and/or other sites on the Internet.
We use browser 'LocalStorage' to remember your preferences. Analytics and advertising partners use cookies to collect anonymous usage statistics. You may opt out of personalized advertising by visiting Google Ads Settings (https://myadcenter.google.com). Alternatively, you can opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.
Because we do not maintain user accounts or store financial profiles, there is no personal data for us to delete. You are anonymous by default. Simply clearing your browser cache removes any trace of your local preferences.
For deep dives into our encryption standards or ephemeral processing protocols, please reach out to us at contact@retirement-lab.com