How we protect your financial privacy in transit and in processing.
Most financial tools either store your data in a database or run weak calculations in your browser. Retirement Lab uses a 'Hybrid Privacy' model: institutional-grade power with zero data persistence.
All data sent between your browser and our calculation engine is protected by a Cloudflare Tunnel. This creates a secure, encrypted 'pipe' (TLS 1.3) that prevents your ISP, hackers, or third parties from intercepting your financial variables.
To ensure the highest accuracy, calculations are performed on our high-performance secure servers. However, we utilize 'RAM-only' processing. Your inputs are never written to a hard drive or stored in a permanent database. Once your simulation results are sent back to you, the data is instantly purged from server memory.
Our calculation servers are configured to discard specific financial request metadata immediately after processing. While we utilize Google Analytics to monitor aggregate website performance and traffic sources, this data is anonymized and never linked to your specific financial inputs or simulation results.
We use your browser's LocalStorage to remember your interface preferences (like Dark Mode or Language). This data never leaves your computer and can be deleted at any time by clearing your browser cache.
While our engine is proprietary, our security protocols follow industry best practices for financial technology. We continuously monitor our infrastructure to ensure your planning remains safe from evolving digital threats.
For technical questions regarding our encryption standards or to report a vulnerability, please contact us at contact@retirement-lab.com.